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Consider the more pragmatic bonuses of the good life.

No more scrimping and scraping to make your annual Roth IRA contribution.

(Google is a gold digger's best friend.) Also required: an investment in the type of home, clothing, grooming and charity events that will help you mix among the high and mighty hoity-toity. Forbes magazine, which has made a cottage industry of compiling lists of wealthy folks, declared this year that there are a paltry 946 billionaires in the entire world. (Yes, for all of the strides women have made in the workplace, most superrich gals do acquire their wealth through their relationships with men - and stereotypically, many of their husbands dump them when they reach a certain age.) Take Janet Burkle, ex-wife of Ron, a Los Angeles supermarket mogul (.5 billion). Focus on industries with the most billionaires: finance (52), investments (51), service (42), media and entertainment (38), real estate (33) and oil and gas (30). Ultrarich men once gravitated toward women with the showiest plumage - or plastic surgery. Ebay's Meg Whitman (

Consider the more pragmatic bonuses of the good life.No more scrimping and scraping to make your annual Roth IRA contribution.(Google is a gold digger's best friend.) Also required: an investment in the type of home, clothing, grooming and charity events that will help you mix among the high and mighty hoity-toity. Forbes magazine, which has made a cottage industry of compiling lists of wealthy folks, declared this year that there are a paltry 946 billionaires in the entire world. (Yes, for all of the strides women have made in the workplace, most superrich gals do acquire their wealth through their relationships with men - and stereotypically, many of their husbands dump them when they reach a certain age.) Take Janet Burkle, ex-wife of Ron, a Los Angeles supermarket mogul ($2.5 billion). Focus on industries with the most billionaires: finance (52), investments (51), service (42), media and entertainment (38), real estate (33) and oil and gas (30). Ultrarich men once gravitated toward women with the showiest plumage - or plastic surgery. Ebay's Meg Whitman ($1.2 billion), for example, is married to a neurosurgeon. While alpha overearners may not visit their mother for months, they will gladly leave their corner office and computer screen to lavish money on pet luxuries.

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Consider the more pragmatic bonuses of the good life.

No more scrimping and scraping to make your annual Roth IRA contribution.

(Google is a gold digger's best friend.) Also required: an investment in the type of home, clothing, grooming and charity events that will help you mix among the high and mighty hoity-toity. Forbes magazine, which has made a cottage industry of compiling lists of wealthy folks, declared this year that there are a paltry 946 billionaires in the entire world. (Yes, for all of the strides women have made in the workplace, most superrich gals do acquire their wealth through their relationships with men - and stereotypically, many of their husbands dump them when they reach a certain age.) Take Janet Burkle, ex-wife of Ron, a Los Angeles supermarket mogul ($2.5 billion). Focus on industries with the most billionaires: finance (52), investments (51), service (42), media and entertainment (38), real estate (33) and oil and gas (30). Ultrarich men once gravitated toward women with the showiest plumage - or plastic surgery. Ebay's Meg Whitman ($1.2 billion), for example, is married to a neurosurgeon. While alpha overearners may not visit their mother for months, they will gladly leave their corner office and computer screen to lavish money on pet luxuries.

One cautionary note: Before you start making repeated visits to your target's golf club or home, remember that stalking is a crime in all 50 states and Washington, D. Worse, most of them are currently married (though that does not necessarily discourage the most determined gold diggers). Last year she lost her appeal to nullify a divorce agreement she claimed was unfair. While marrying less pecunious offspring may look like you're just making do, it's not a bad deal (and think about the scads they'll inherit). That has changed, says Richard Conniff, author of The Natural History of the Rich: A Field Guide. These days, the more prestigious your credentials and the brainier you are, the better. in biology from Yale, conducted molecular biology research at the National Institutes of Health and the Weizmann Institute, and recently founded 23and Me, a genetic-research company. Among the careers that will put you in contact with them at this vulnerable moment: real estate (with a specialty in mansions); luxury-car, private-jet or yacht sales; work at museums, galleries or high-end antique shops; interior design or architecture (again, specialize in mansions); and race-horse training.

.2 billion), for example, is married to a neurosurgeon. While alpha overearners may not visit their mother for months, they will gladly leave their corner office and computer screen to lavish money on pet luxuries.

One cautionary note: Before you start making repeated visits to your target's golf club or home, remember that stalking is a crime in all 50 states and Washington, D. Worse, most of them are currently married (though that does not necessarily discourage the most determined gold diggers). Last year she lost her appeal to nullify a divorce agreement she claimed was unfair. While marrying less pecunious offspring may look like you're just making do, it's not a bad deal (and think about the scads they'll inherit). That has changed, says Richard Conniff, author of The Natural History of the Rich: A Field Guide. These days, the more prestigious your credentials and the brainier you are, the better. in biology from Yale, conducted molecular biology research at the National Institutes of Health and the Weizmann Institute, and recently founded 23and Me, a genetic-research company. Among the careers that will put you in contact with them at this vulnerable moment: real estate (with a specialty in mansions); luxury-car, private-jet or yacht sales; work at museums, galleries or high-end antique shops; interior design or architecture (again, specialize in mansions); and race-horse training.

That means they are constantly on the prowl for paintings, sculptures and other objets d'art that will do the job. For starters, cultivate a taste for museums and become a member, not a visitor.

(Yes, hard work - albeit of a different kind - is still a requisite for achieving wealth.) You will first need to identify the billionaires in your area (or their relatives) and learn their marital status. (UHNWIs are defined as those with million or more.) Many of them - up-and-coming hedge fund managers, telecom barons and Internet tycoons - may have amassed only a hundred million or so but could easily hit the Big B in a few years.

Then you'll have to study their businesses, hangouts, pets, favorite philanthropies, artists, music and vacation spots. For male fortune hunters, there are widows and armies of ex-wives with humongous divorce settlements. Since people think that it qualifies you to do just about anything, you can get hired just about anywhere. Women too seem to favor the brainy over the muscle-bound. If you (or your close relatives) have little aptitude for Excel spreadsheets and turned in unimpressive GRE scores, you'll have to select a career that focuses on a billionaire's second-greatest preoccupation after his business: spending.

"A chance encounter could easily lead to dinner," he says.

Every major city has a Web site that lists openings.

To figure out which nonprofits are most likely to put you in touch with people of ultrahigh net worth, peruse the Chronicle of Philanthropy to see what causes top givers favor.

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