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Verizon provided billing services to calls made in Massachusetts, Rhode Island and Maine.

AT&T and MCI offered nationwide collection services, with a cap of per call.

The provider provided (say) 10 minutes of service, but got to keep all of the money (say 20 minutes).

Human dispatchers — female, except for gay male phone sex — answered the advertised phone numbers, processed payment via credit card, chose who of the available performers in the dispatcher's judgment best matched the clients' fantasy (grandma, black girl, college girl, etc.), and connected the client with the provider. Either could hang up, though some services put economic pressure on providers not to do so.Typically the telephone companies would bill callers to chat lines and then remit 45% of the money collected to chat line operators.The telephone companies placed the chat line charges on a customers local phone bill.Once means of transmitting payment were developed, phone sex turned into primarily a commercial activity, with customers (overwhelmingly male) and sellers (overwhelmingly female).Due to the potential for emotional intimacy between those who have engaged in phone sex, it is a matter of some debate whether phone sex is to be considered infidelity when involving a person outside of a committed personal relationship.Originally phone sex services consisted of a managed network of dispatchers (live or automated) and erotic performers.

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